A lot of people travel but unfortunately, not all of them are covered with travel insurance. This is a big mistake considering the current status of the world today with wars, political instability and even natural disasters sprouting left and right. For cases like this, travelling with insurance is necessary in case delays, unrest or even problems in paperwork are encountered during a stay.Why sign up for travel insurance?Statistics have shown that political instability has become more and more frequent for the past ten years. Just take the situation in third world countries as an example. Locations like Tunisia, Egypt and Libya have recently battled out or are still in the process of clearing the political crisis in their locations. During all this time, foreigners who are supposed to take a vacation in the said countries have encountered difficulties and may have been injured during a crisis.Should one have travel insurance, then this type of injuries will be covered by the insurer, allowing a person to save on their medical expenses. In some cases, the insurer will also pay for medical rescue service as in the case of helicopter rescue.The same holds true for economically unstable countries or those that are deemed as “third world”. Although most of these boast of natural wonders that make them a favorite destination for Europeans, the fact is that the crime rate is fairly high in these areas. For this reasons, travel documents ranging from credit cards to passports must be protected – ideally through an insurance policy.By being prepared for whatever eventuality, travelers can at least feel relatively safe when exploring another country of interest. Although it is always better to settle for a country that has no hint of being in turmoil, a travel insurance would at least be a possible solution should there be a problem.How to Choose a Travel Insurance ProviderOf course, in order to reap the benefits of comprehensive travel insurance, vacationers must choose a good insurance agency that would represent them. This usually means assessing exactly what the insurance companies offer and at what price.More importantly, applicants should ask for a copy of the contract for study before actually reading it. Even asking the opinion of a lawyer regarding the stipulations might be a good idea. Should there be any confusions regarding the fine print, do not hesitate to ask.Travel insurance would only be an effective protection if an understanding is met between the insured and the insurer. Hence, never fail to read the fine print and ask for clarifications for the insurance “jargon” to be understandable.Of course, there are a lot more reasons why a person should always avail himself of travel insurance regardless of where he or she goes. The fact is that political upheaval can happen in any country at any time. This means that every traveler must be prepared whenever they visit a location. For this matter, getting annual travel insurance might be better in the long run to cover all trips abroad.